Chip Cummings, CMC, CFE

Chip Cummings - Mortgage Fraud ExpertChip Cummings, a Certified Mortgage Consultant (CMC) and Certified Fraud Examiner (CFE)  has over 30 years of experience in the mortgage lending and real estate investing arena, on both the practical side and the industry side.

As the CEO of Northwind International Corporation for the past 14 years, he is recognized as an expert in the areas of mortgage lending, mortgage fraud, residential real estate transactions, and sales/marketing strategies.  As an international speaker and best-selling author, he has traveled the world to work with large and small companies, individuals and associations on a variety of topics, including mortgage compliance, professional sales and marketing strategies, mortgage fraud prevention, real estate foreclosures, mortgage fraud detection and training, as well as industry education.

Chip has been President of both large and small mortgage companies, and with over $1 billion dollars in volume under his belt, is a certified industry trainer, the past President of the Michigan Association of Mortgage Professionals, a member of several industry associations, and the recipient of several industry awards.

As a registered national Continuing Education trainer and an internationally recognized speaker, he provides consulting services to lending institutions and speaks to thousands of industry professionals each year. His client list includes Lending Tree, GMAC, Fannie Mae, U.S. Dept. of Housing and Urban Development, First American, Coldwell-Banker, Bank of America and hundreds of other companies. Chip has written dozens of articles for magazines and appeared on various radio and TV programs including FOX News, FOX Business, FOX & Friends, Neil Cavuto Show, NBC News, MSNBC, and others.

Chip is also a featured contributor on the FOX News Morning Show, and is co-host of the syndicated weekly radio show “The Financial Fitness Show” (Cumulus Broadcasting). He has appeared in numerous episodes of the national cable television show “Sweat Equity” on the Home Improvement channel (Scripps Broadcasting)Chip Cummings - Financial & Mortgage Expert

He is the author of “Cashing In on Pre-foreclosures and Short Sales” (Wiley, 2009), “Mortgage Myths – 77 Secrets to Saving Thousands on Home Financing” (Wiley, 2008); “ABC’s of FHA Lending” (Northwind, 2008); “Stop Selling and Start Listening! Marketing Strategies That Create Top Producers” (Northwind, 2005); “Financing Real Estate Investments for Dummies” (Wiley, 2009), and “Foreclosure Myths – 77 Secrets to Saving Thousands on Distressed Properties” (Wiley, 2008); and operates numerous weblogs and websites.

Chip is also a Certified Mortgage Consultant (CMC), a CFE – Certified Fraud Examiner registered with the Association of Certified Fraud Examiners, and a member of several industry associations. He has served as a mortgage fraud expert witness, and has experience and been certified as an expert in mortgage fraud in both federal and state courts.

Click HERE for a full bio on Chip Cummings

Click HERE for Chip Cummings’ CV

Chip is married with three children, and lives in Rockford, Michigan. You can also find him on Facebook at, Linked In,  and


Visit Chip Cummings site


  • Mortgage Fraud Expert Witness
  • Mortgage Fraud Loan File Analysis
  • Mortgage Fraud Detection & Prevention
  • Available: Internationally